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Top Explorer Product Prospectus (Supplemented 6-3-10) (Download times are dependent on connection speed, phone line, network connections and other factors.) Please refer to your most recent quarterly statement or your online policy/contract information to determine the investment options to which you have money allocated. If you would like to make transfers among your investment options, visit Ohio National Online. _________________________________________________________________ Variable Annuities issued by The Ohio National Life Insurance Company. Variable annuities are sold by prospectuses, which contain more complete information including fees, contingent deferred sales charges and other costs that may apply. Please read the product and fund prospectuses carefully before you invest or send money. Investors should consider the investment objectives, strategies, risk factors, charges and expenses of the underlying variable portfolios carefully before investing. The fund prospectus contains this and other information about the underlying variable portfolios. Early withdrawals or surrenders may be subject to surrender charges (contingent deferred sales charges). Withdrawals may also be subject to ordinary income tax and, if taken prior to age 59½, a 10 percent federal tax penalty may apply. Withdrawals may reduce the death benefit, cash surrender value and any living benefit amount. Guarantees based upon the claims-paying ability of The Ohio National Life Insurance Company. Guarantees do not apply to the investment performance or account value of the underlying variable portfolios. Product, product features and rider availability vary by state. Issuer not licensed to conduct business and products not distributed in AK, HI, or NY. |
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